Idaho Home Loans

Boise Home Loans

Eagle Home Loans

Meridian Home Loans

Company Info

Mortgage Resources

Featured Tools

Home Loan Articles

Loan Info

Other Services

Idaho VA Loan questions ?

call Lisa Kratz 208.888.9251  or 

APPLY ONLINE

 PURCHASE WIZARD

 REQUEST A CALLBACK

 

 

Idaho VA Loan
Idaho VA Loan and Idaho Loan Information


VA loans are guaranteed by U.S. Dept. of Veterans Affairs. The U.S. Department of Veterans Affairs does not make loans, it guarantees loans made by lenders. VA determines your eligibility and, if qualified, issues you a certificate of eligibility to be used in applying for your VA loan.

This guaranty allows veterans of our armed forces to obtain Idaho Home Loans with very favorable loan terms:

- A down payment is usually not required.

- Low interest rates - generally comparable to regular conforming loan rates.

- No monthly private mortgage insurance; just an upfront VA loan funding fee that can be rolled into the loan.

This VA Loan Funding Fee is part of VA’s Home Loan Guarantee Program, and is usually around 2-3% of the loan amount. And this fee may be waived for disabled vets receiving VA compensation. Your mortgage lender can help you apply for a VA Loan, and complete the forms to receive this waiver.

VA Loans are a very good option for veterans, rather than conventional loans, for those with less-than-perfect credit. You can get pre-approved easily for an Idaho VA loan by completing a mortgage loan application (click APPLY ONLINE above), or by calling us at (208) 888-9251.

 

Idaho FHA Loan | Mortgage FHA | FHA Mortgages Refinance | FHA Lenders Online | FHA Interest Rates | Idaho FHA Mortgage